Terms and Conditions of Service
Conditions governing the use of the website, quotation calculators, and advisory services of True National Life.
Last Updated: October 22, 2026US Regulatory and Legal DisclosureTrue National Life es una agencia privada e independiente de seguros de salud. Toda información sometida en este portal tiene propósitos exclusivos de orientación y cotización preliminar. No sustituye la solicitud oficial formal en HealthCare.gov.
1. Acceptance of Terms
By accessing this website or using any of our interactive forms, you agree to comply with these Terms of Service and all applicable federal and state laws and regulations in the United States of America.
2. Nature of Service: Educational and Preliminary Only
True National Life is an independent private health insurance agency and brokerage. This website is not the official website of the United States Government (HealthCare.gov) nor is it operated by the Centers for Medicare & Medicaid Services (CMS). All quotes, subsidy estimates, and premium calculations are illustrative; final eligibility and official premiums are determined exclusively by the Health Insurance Marketplace upon submission of the formal application.
3. User Representations
By submitting information, you represent that all information entered is true, accurate, and current. Intentionally submitting false information on health insurance inquiries may constitute a violation of federal insurance regulations.
4. Phone and SMS Consent Disclosure (TCPA)
You acknowledge and agree that submitting your phone number constitutes an express request to be contacted by a licensed health insurance agent regarding ACA health plans. Standard message and data rates may apply depending on your cellular provider.
5. Limitation of Liability
True National Life shall not be liable for coverage decisions made by insurance carriers, subsidy adjustments mandated by the IRS, or errors resulting from inaccurate user-provided information.
6. Governing Law & Jurisdiction
These terms are governed by and construed in accordance with the laws of the State of Florida, United States, without giving effect to conflict of law principles. Any legal disputes shall be resolved in the competent courts of Miami-Dade County, Florida.
7. Modifications to Terms
We reserve the right to modify these terms at any time. Continued use of the website following changes constitutes acceptance of the revised terms.
Questions about your coverage or data?
True National Life • 3750 NW 87th Ave Ste Doral, FL 33178