What is the ACA subsidy?

The Affordable Care Act (ACA) provides tax credits that lower your monthly health insurance premium based on your estimated income and household size.

Who qualifies for ACA subsidies?

Eligibility generally depends on your household income, family size, and state of residence. You must be a U.S. citizen or lawfully present immigrant and typically have an income between 100% and 400% of the Federal Poverty Level.

How do I apply for ACA subsidies?

You can check your eligibility instantly using our 60-second calculator. Our licensed agents will then help you complete the official application and select a plan that maximizes your Premium Tax Credits.

What happens if my income changes?

If your income changes during the year, you must update your application. This ensures you receive the correct subsidy amount.

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US Legal Compliance

Privacy Policy & Data Protection

At True National Life, we safeguard your information under the strictest federal and state privacy standards in the United States.

Last Updated: October 22, 2026

1. Information We Collect

To assess your preliminary eligibility under the Affordable Care Act (ACA / Obamacare), we collect personal information directly provided by you: full name, telephone number, email address, date of birth, ZIP code, state of residence, tax household size, estimated annual income, and general immigration status.

2. Exclusive Use of Information

Your data is used solely and exclusively to: (a) calculate your preliminary eligibility for federal health subsidies, (b) assign you a licensed, certified insurance advisor, and (c) contact you to present plan options available in your state. We do not use your data for any other commercial purpose.

3. 'Do Not Sell My Personal Information' Clause (CCPA / CPRA)

True National Life does not sell, rent, or trade your personal information to data brokers or unauthorized third parties. Information is shared only with licensed agents and carriers authorized by the Health Insurance Marketplace (HealthCare.gov / state-based marketplaces) to quote and process your coverage.

4. TCPA Consent Disclosure (Telephone Consumer Protection Act)

By submitting your details on our form and checking the authorization box, you provide express written consent for True National Life and its affiliated licensed agents to contact you via telephone calls, text messages (SMS), or email at the number provided, including numbers listed on the National Do Not Call Registry. You may revoke this consent at any time by replying 'STOP' or emailing support@truenationallife.com.

5. Meta Ads & Google Advertising Compliance

Our website uses analytics and conversion tracking tools such as Meta Pixel and Google Analytics to evaluate advertising effectiveness. These tools may collect encrypted device identifiers and browsing data. You can manage your cookie preferences at any time via our settings banner.

6. Consumer Rights & Data Deletion

Under applicable privacy laws (including California CCPA/CPRA, Virginia VCDPA, and Florida and Texas state statutes), you have the right to request access to your data, request corrections, or demand permanent deletion from our records. To exercise these rights, contact us at legal@truenationallife.com.

7. Security & Retention

We enforce 256-bit SSL/TLS encryption across all data transmissions. Records are stored in secure Google Cloud infrastructure and retained only for the duration required for policy processing and insurance regulatory compliance in the United States.

8. Legal Contact

If you have questions regarding this policy, contact us at: True National Life, 3750 NW 87th Ave Ste Doral, FL 33178. Phone: +1 (786) 684-6374. Email: support@truenationallife.com.

Questions about your coverage or data?

True National Life • 3750 NW 87th Ave Ste Doral, FL 33178

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